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How to Survive the January ‘Spending Hangover’

A person trying to work out how to survive the January spending hangover

Overspending is a real issue during the festive season. People tend to get carried away with the Christmas spirit and spend more than they should, and then when it gets to January, their credit cards are in the red and their bank account looks pale. The unfortunate reality is that when we overspend during the […]