Can I Take Out A Mortgage After Debt Review?

Many people know debt review as debt counselling that consumers use as a solution to help over-indebted South Africans manage their finances more efficiently. It can provide you with the support you need to meet your financial goals, especially when considering taking out a home loan. If you are someone who is towards the end […]
New Year, New Debt? How to Manage Your Expenses

We are well into the new year where many of us have started to ease back into our day-to-day routine, trying to stay on top of our expenses, while still feeling the effects of the previous month’s constraints. Many of us consider this time of year an opportunity to focus on making improvements to our […]
January Blues: How To Make The Longest Month of The Year More Affordable

For a lot of people January – also known as Janu-worry – is a long, slow month, especially when you are trying to stretch the early December salary throughout the festive season and into the new year. Although early payment has its benefits during Christmas, it may leave you struggling to afford your expenses in […]
5 Tips to Control Holiday Spending

We know it can be easy to lose control and overspend during the holidays, especially when it comes to the Christmas holidays. As much joy as the Christmas gift giving period can be, it can also be a large source of financial stress for those who are struggling financially. You may think it’s impossible to […]
Prioritising your Debt: What Should I Pay First?

Not all debts are created equal. Some debts are classified as priority debts because the consequences of not paying them are far greater than the consequences of not paying others. We know that having multiple debts can be overwhelming, and that’s why it’s important to know which debts should have priority over others so you […]
How to Avoid Debt: Spring-Clean Your Finances

Regardless of the season, it’s always a good time to spring clean your finances! There are a few ways to get on top of your spending, but the most effective way to make a difference quickly is to treat it similarly to cleaning out your closet — take a good look at everything and only […]
How To Manage Your Money Efficiently

When it comes to our physical well-being, many people at least try to visit the gym on a regular basis, commit to healthy eating during the week and have regular medical check-ups. Unfortunately, the same cannot be said about our financial well-being, which is often neglected. Just as you have to take care of your […]
What Affects Your Credit Score?

Credit scores can be difficult to understand. Not all companies use the same scoring system and not all lenders use the same credit scoring company, so it can become quite frustrating at times. Therefore, the best way to keep your credit score healthy is to monitor the things that can affect your score and keep […]
7 Ways to Deal With Debt Stress

Sometimes it can feel like there is always something to worry about. Over the last 18 months, life has been quite uncertain in many ways. With the global pandemic, many people have found themselves without work or in some form of financial difficulty. Debt can have an exponential impact on a person’s health and wellbeing. […]
How to Make a Budget

Budgeting can mean different things to different people — whether you’re working towards becoming debt-free, budgeting for a low income or saving for that luxury holiday or a new car. However, the end goal of budgeting is always the same — to reach that financial target. Setting your goal is the easy part, knowing […]