Affordable Things To Do With Your Friends and Family This Easter
Over the past few years our economic conditions and cost of living has worsened with no prospects of improvement in the near future, which has caused an increase of debt in South Africa. Conversations surrounding the price of petrol and groceries have been at the top of every bread-winner’s mind, which can cause us […]
January Blues: How To Make The Longest Month of The Year More Affordable
For a lot of people January – also known as Janu-worry – is a long, slow month, especially when you are trying to stretch the early December salary throughout the festive season and into the new year. Although early payment has its benefits during Christmas, it may leave you struggling to afford your expenses in […]
5 Tips to Control Holiday Spending
We know it can be easy to lose control and overspend during the holidays, especially when it comes to the Christmas holidays. As much joy as the Christmas gift giving period can be, it can also be a large source of financial stress for those who are struggling financially. You may think it’s impossible to […]
Prioritising your Debt: What Should I Pay First?
Not all debts are created equal. Some debts are classified as priority debts because the consequences of not paying them are far greater than the consequences of not paying others. We know that having multiple debts can be overwhelming, and that’s why it’s important to know which debts should have priority over others so you […]
How to Avoid Debt: Spring-Clean Your Finances
Regardless of the season, it’s always a good time to spring clean your finances! There are a few ways to get on top of your spending, but the most effective way to make a difference quickly is to treat it similarly to cleaning out your closet — take a good look at everything and only […]
How To Manage Your Money Efficiently
When it comes to our physical well-being, many people at least try to visit the gym on a regular basis, commit to healthy eating during the week and have regular medical check-ups. Unfortunately, the same cannot be said about our financial well-being, which is often neglected. Just as you have to take care of your […]
What Affects Your Credit Score?
Credit scores can be difficult to understand. Not all companies use the same scoring system and not all lenders use the same credit scoring company, so it can become quite frustrating at times. Therefore, the best way to keep your credit score healthy is to monitor the things that can affect your score and keep […]
7 Ways to Deal With Debt Stress
Sometimes it can feel like there is always something to worry about. Over the last 18 months, life has been quite uncertain in many ways. With the global pandemic, many people have found themselves without work or in some form of financial difficulty. Debt can have an exponential impact on a person’s health and wellbeing. […]
How to Make a Budget
Budgeting can mean different things to different people — whether you’re working towards becoming debt-free, budgeting for a low income or saving for that luxury holiday or a new car. However, the end goal of budgeting is always the same — to reach that financial target. Setting your goal is the easy part, knowing […]
Good Debt vs Bad Debt: How Much Debt Is Normal?
Debt doesn’t always have to be bad news. Of course, we would all love to be debt-free, but debt doesn’t always mean doom and gloom. However, if you are going to take on debt, it should be something worth going into debt for and not something that could land you in a financial nightmare. What […]