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How to Deal with Gambling Debt

how to deal with gambling debt

With multiple major international sporting events taking place every year and weekly lottery draws of eye-watering amounts of cash, it is easy to get swept up in the occasion. During all the excitement, you may be tempted to bet on the ‘big game’, but this harmless bit of fun for many can become a real […]

How to Survive the January ‘Spending Hangover’

A person trying to work out how to survive the January spending hangover

Overspending is a real issue during the festive season. People tend to get carried away with the Christmas spirit and spend more than they should, and then when it gets to January, their credit cards are in the red and their bank account looks pale. The unfortunate reality is that when we overspend during the […]

How to Spend Your 13th Cheque Wisely

A person putting a deposit down on a house using their 13th cheque

For many employees in South Africa, receiving their 13th cheque not only provides them with a sense of happiness, but also a sense of relief, as this is often the financial lifeline they have been waiting all year for. Unfortunately, the sad reality is that the majority of people fail to spend their 13th cheque […]

Looking to Buy a Big Ticket Item? Hold off Until Black Friday!

Man waiting for black friday

The Black Friday craze is looming on South Africa once again, and even though we can’t know for sure what deals are installed for us this year, it’s in your best interest to wait until Black Friday to shop for your big ticket items. You either love it, or hate it, but Black Friday has […]

When Does Debt Become a Debt Problem?

Couple using good debt to buy a house

In this blog, we will look out how and when debt becomes a problem, the different types of debt, and what you can do to help improve your finances. What’s the difference between “good debt” and “bad debt”? Good debt is debt that is used to enhance your wealth. You may take out a loan […]